Your credit score is widely used by banks and other businesses to approve applications you make. Your credit score is based on information in your credit report like your payment history, debt level, and recent credit card applications.
Your credit score doesn’t include everything about you, especially factors that could allow businesses to discriminate against you. That includes your race, nationality, and religion. Learn 12 things that are not included in your credit score.
- How Your Credit Score is Calculated
- The New FICO 08 Credit Scoring Formula
- How to Estimate Your FICO Score