Archive | Investing

The 5 Types of Financial Advisors You Should Consider Adding To Your Life

For the complete beginner who suddenly wakes up one day and realizes he or she has amassed a good sized net worth, is earning a handsome income, or has suddenly experienced a liquidity event, it may seem confusing, especially if you don’t know where to turn.  There are at least five types of financial advisors that you should consider adding to your circle of counsel, each of which plays a distinct, but interconnected role in helping you preserve, protect, and compound your money.  Here are the five and a short explanation of what they should be doing …

Source: About.com

Read the full story

Posted in InvestingComments Off

If You Like to Speculate With a Small Portion of Your Investment Portfolio, Be Intelligent About It

Once you’ve built a conservative collection of high quality blue chip stocks that pay out ever-increasing dividends, one strategy a lot of investors seem to prefer is to setup a small portfolio for speculation.  These lottery-ticket stocks are not strictly financial in nature; they combine gambling and fun with real world economics.  Personally, I’m not much of a speculator, but for those of you who are, one technique you may want to look into is how to make money with bad companies …

Source: About.com

Read the full story

Posted in InvestingComments Off

Think of Your Career Like an Investment

I’ve been seeing a lot of messages from young college students who are drowning under large amounts of student loan debt, and who now find themselves unable to earn enough money to live and reduce these liabilities in any meaningful way.  With the changes in student loan debt laws that make getting these burdens discharged in bankruptcy almost impossible, we’ve essentially created a massive drain on the future growth of the United States as the young people, who should be starting families, buying houses, purchasing new cars, and having children, are instead still living with their parents or friends, shoveling their entire paycheck to a handful of major global banks.  They are unable to take intelligent action, such as signing up for the maximum 401(k) contribution to get tax deductions and free matching money, because they’d starve to death if their paycheck were any smaller.  It is an insane way to run a civilization.

With a system that permits so much waste, the burden falls to you to protect yourself and your own interests.  If you are a young student just leaving high school, please consider looking at your college education just like you would investing in stocks.  You need to examine the income potential of your degree program and compare it to the cost.  It would be wonderful if everyone could pursue what they wanted without thinking about the monetary implications, but that isn’t how the real world works.  When you graduate, you will have debts.  If you can’t pay those debts, it can make your life stressful, it can keep you from moving to pursue new opportunities, and you are more likely than not to find yourself burdened with a yolk that won’t be lifted for decades, at which point you’ll have already squandered the most productive years of your career.

Some schools and degree programs offer very good returns on capital (e.g., geological engineering or medical school).  Others offer horrific returns and virtually guarantee a form of financial slavery (e.g., graphic design from a private school).  Go into this decision eyes wide open and be willing to accept the consequences.  A very large portion of the rest of your life depends on it because once you’ve signed the promissory notes, you can’t get out of it without returning the cash.

Source: About.com

Read the full story

Posted in InvestingComments Off

Some Tips to Making More Money So You Can Free Up Cash to Invest

The less money you spend, and the more money you make, the more cash you have in the end to put to work in your investment portfolio.  That’s more money churning out dividends, interest, and rents.  To help you get started, this quick list of tips might be useful in putting, and keeping, more greenbacks in your pocket …

Source: About.com

Read the full story

Posted in InvestingComments Off

Build a Better Investment Portfolio for Your Family By Answering These 3 Questions

Sometimes, a small action can make life improve dramatically.  When it comes to your household investment portfolio, these three questions, when answered clearly and thoughtfully, can help transform your behavior, improving your pocketbook, because they serve as a guiding north star against which you can constantly calibrate your decisions.  Find out what the three questions are …

Source: About.com

Read the full story

Posted in InvestingComments Off

4 Ways a New Investor Can Tell a Stock Is Overvalued

If you know nothing about advanced accounting concepts or the time value of money, there are four tricks you can use to protect yourself against paying too much for assets held in your portfolio.  They won’t always work, but as a group, they are extremely effective in most circumstances.  Find out what these ratios are and how they are calculated …

Source: About.com

Read the full story

Posted in InvestingComments Off

The 4 Big Forces That Conspire to Cause Making Money More Difficult

Saving money and making money can be difficult, but there are really four big forces that conspire against you to drain the wealth you’ve accumulated in stocks, bonds, real estate, and cash.  Take a few moments to learn about these four challenges and why they matter to your pocketbook …

Source: About.com

Read the full story

Posted in InvestingComments Off

Three Important Things You Might Want To Consider When You Put Together Your Asset Allocation

The secret to success in the game of asset allocation is to choose asset classes in the right mix so that they provide strengths to each others’ weakness, enabling your family to sail through all seasons and economic environments.  Here are three things you might want to seriously consider for your own collection of stocks, bonds, reale state, and cash …

Source: About.com

Read the full story

Posted in InvestingComments Off

Warning Signs Your Stocks Could Be Headed for Trouble

Browsing through the archives from many years ago, I came across an old article of mine that detailed six red flags that could serve as major warning signs a company could be in trouble.  As an investor, that would not be good for your portfolio if you were an owner of a business that showed one, or heaven forbid, more, of these traits.  I thought it was worth sharing again and may even try to update it sometime later this year.  Take a few moments to jot down the list of six potential pitfalls so you can do an examination of your own holdings to reduce risk …

Source: About.com

Read the full story

Posted in InvestingComments Off

Going Bankless By Using an Asset Management Account

One thing that seems to be popular among a certain set of financially independent investors these days is giving up a regular banking relationship and instead going the AMA, or Asset Management Account, route.

Here is how it works: Now that many brokerage firms offer free checking, debit card, ATM access, bill pay, and other banking features, the thinking goes that you can simply open a brokerage account or asset management account, use it to hold your stocks, bonds, mutual funds, real estate investment trusts, certificates of deposit, and other securities, as well as your cash reserves.  That way, not only are you using this main account to clear your money as it flows in and out of your life, but you are consolidating the process.  Along with your paychecks, you’re Coca-Cola or General Electric dividends would show up and be instantly accessible to you in the same account you use to pay your water bill.

Is this approach right for your situation?  Are there drawbacks?  Here is a brief overview …

Source: About.com

Read the full story

Posted in InvestingComments Off

See Fresh News

From Around The World

News By Month

News By Date

August 2017
M T W T F S S
« Sep    
 123456
78910111213
14151617181920
21222324252627
28293031